Financial & Insurance

We strive to provide you with affordable, high-quality treatment that fits your budget! Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. We offer a variety of payment options to meet your needs. Our office accepts payments by cash, checks and most major credit cards. 

Affordable Financing Options

Don’t let finances stand in your way of achieving the beautiful, healthy smile you deserve! We are pleased to offer financing options with no down payment and low monthly payments that make your treatment more affordable. This flexible payment option allows you to pay for your treatment over a period of time so you can focus on what matters most – keeping your smile healthy!

Insurance Policy

If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Insurance policies vary, so we will review your insurance to determine the appropriate course of action.

Once treatment has started, we will file your claims. To help us with your insurance filing, please complete the insurance questions on our questionnaire.

Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.

If you have any questions, please don’t hesitate to ask.

Dr. Joseph Karam

  • Tunkhannock - 5382 State Route 6, Tunkhannock, PA 18657 Phone: 570-319-6651
  • Hazle Township - 1201-A N. Church St., Suite 209, Hazle Township, PA 18202 Phone: 570-454-8601
  • Mountain Top - 20 N. Mountain Blvd., Mountain Top, PA 18707 Phone: 570-474-0420
  • Clarks Summit - 395 Bedford St., Clarks Summit, PA 18411 Phone: 570-319-6651
  • Dallas - 1170 Twin Stacks Dr., Dallas, PA 18612 Phone: 570-866-3280

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